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Frequently asked questions

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Too many people spend money they buy things they don't impress people that they don't like. --Will Rogers

A wise person should have money in their head, but not in their heart. --Jonathan Swift

Formal education will make you a living; self-education will make you a fortune. --Jim Rohn

Financial peace isn't the acquisition of stuff. It's learning to live on
less than you make, so you can give money back and have money to
invest. You can't win until you do this. --Dave Ramsey

Never spend your money before you have it. --Thomas Jefferson

I'd like to live as a poor man with lots of money. --Pablo Picasso

My formula for success is rise early, work late and strike oil. --JP Getty

Persist – don’t take no for an answer. If you’re happy to sit at your
desk and not take any risk, you’ll be sitting at your desk for the next
20 years. --David Rubenstein

The Stock Market is designed to transfer money from the Active to the Patient. --Warren Buffett

Yes, you can have multiple policies from the same or different life insurance companies. For example, you could have a permanent life insurance policy and also a term life policy for a short-term need. But if you apply for more insurance coverage than your situation indicates you need, the insurance companies will likely ask why.

Can you have multiple life insurance policies?

Short-term health insurance plans can be a relatively inexpensive option for individuals who  need temporary coverage. And outside of the Obamacare annual open enrollment window, people without a qualifying event have very few options for purchasing new health coverage; in general, short-term insurance will be their best choice.

Should I be leery of short-term health insurance plans?

The HMO option restricts coverage to dental professionals within a limited network. More popular arethe PPO which allow patients to see dentists outside the “preferred” network. A third option, is an indemnity which allows a patient to see any dentist.

What are the 3 types of Dental Plans?

Annuities offer tax-deferred growth, so even if the value of your annuity increases year after year, you won't pay taxes on that growth until you actually start taking withdrawals. Furthermore, annuities can help protect you from the one thing most retirees fear: outliving their money. Because you can structure
an annuity to make payments for the rest of your life, you can rest assured that you'll keep
getting distributions no matter how long that happens to be.

What benefits do annuities offer?